Please say it isn’t so!!
Posted on March 11, 2009
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One of my all-time favorite videos is the FreeCreditReports.com pirate restaurant song:
Now it seems as if this commercial is very misleading in many ways. First of all, Free Credit Report dot com is NOT entirely free. According to the fine print the first report you receive can be free but you must subscribe to their service first which will cost you a fee unless you cancel your subscription within 7 days. Now that in itself is bad enough (and some may try to declare that it is deceptive business practices which preys on people who are naive enough to not read the fine print) but what is even more criminal in my view is that the person “singing” the song is not even doing so! Yep, that’s right, he’s not a singer but is merely an actor lip-syncing to the music. Now I’m really depressed and probably will never Yee-Haw to that song ever again (much to the despair of my lovely wife I tell you!).
Oh and btw, if you really want a totally FREE report of your credit report, I suggest going to the Federal Trade Commission’s website Annual Credit Report dot com and YES they have a jingle too. In fact, they placed a couple up in order to compete directly with Free Credit Reports after receiving numerous complaints from the Free Credit Reports dot com disgruntled customers. Check this out and see what you think:
Be aware, Annual Credit Report is absolutely free, however, they do provide you with links to the 3 highest used credit reporting agencies and there may be fees involved with one or more of them. Federal law states you are allowed to one free credit report annually.
Have fun and be aware of your credit reports!
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